It is a common scene, repeated over and again at the various U.S.-Canada border posts. A young Canadian executive approaches an officer of the United States Department of Homeland Security, and hands her a small pile of documents prepared for him by the HR Manager of his prospective employer. “I’m here to apply for a […]

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There are certain things that must be considered before you hire a business planning consultant: The following are some of the most important things to consider when hiring a consultant: You must have a contractual agreement. The consulting agreement sets out the parameters of the relationship, specifies the services to be performed, and sets forth […]

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We all have a financial thermostat which is usually set at a comfortable temperature. Too low and we get cold, too high and we get hot and uncomfortable. In most cases, whether we experience a financial setback or windfall we will end up at the same basic temperature at some point. Our thermostat setting is […]

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