Chris Tapp, UK deputy director of Credit Action, said: “Retirement should be a time for some well-earned relaxation, but for all too many it is a time of financial stress… when we consider that inflation hits the over-60s hardest, pension provision is looking increasingly shaky, and we have moved away from a savings culture, we […]

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So, you’re in over your head and you’re considering a route known as debt settlement (debt negotiation), whereby your creditors will agree to accept less than the full balance owed on your accounts. You’ve probably heard or read about many different opinions relating to debt settlement and you’re not sure if this is the way […]

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When people suffer greatly with increased debt, they merely turn to debt consolidation in order to overcome the troubles. Debts might at times turn to be unmanageable. What would you do in such case, to put an end to the troubles? No issues, debt consolidation guide will greatly assist and help you to get over […]

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Consumers today are simply overwhelmed by the financial straits in which many find themselves in and cannot make an informed decision. Many of you have had this experience. Panic sets in and you say, “Help I’m in debt. What can I do?” This is when you finally realize that you owe too much money to […]

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Being debt free is a dream for some, reality for others. What separates those that live life without debt from those that just can’t seem to ever quite escape from debt hanging over their heads? To make matters even more perplexing for those that seem to be forever indebted, some of those that are able […]

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A Paradigm Shift is when a significant change happens – usually from one fundamental view to a different view. In most cases, some type of major discontinuity occurs as well. Thomas Kuhn wrote about Paradigm Shift during the early 1960s, and explained how “series of peaceful interludes punctuated by intellectually violent revolutions” caused “one conceptual […]

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FICO, a credit score that determines the likely hood of your paying your bills, was developed by Fair Isaac & Co in the late 1950s, and is widely accepted as a way of credit evaluation. Debt consolidation is away of consolidating all your debts into a single larger debt, to be able to repay your […]

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While it is understandable that most people have a natural tendency to feel uncomfortable with their own aging and mortality, there are a few in the crowd who are horrified by the natural process to the point of having a phobia. The phobia where people are terrified of aging is called gerascophobia. Though, to say […]

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