We all have a financial thermostat which is usually set at a comfortable temperature. Too low and we get cold, too high and we get hot and uncomfortable. In most cases, whether we experience a financial setback or windfall we will end up at the same basic temperature at some point. Our thermostat setting is usually passed on to us by our parents, friends and society – “Mom and Dad had their thermostat set at 70 degrees, and that felt pretty comfortable but maybe I’ll bump that up to 72.” continue reading »

Are you looking for a new professional career earning good money working from home? One of the fastest growing stay at home jobs in America is a medical transcriptionist.

This profession has consistently been on the rise since the baby boomers are starting to dramatically increase the health care industry. In order to get become a medical transcriptionist, you must know somebody in the industry who will give you a chance, have previous experience, or receive some type of formal education. There are many alternatives to getting a good education, so make sure you do your research and find the Medical Transcription Classes are widely taken via the Internet today, giving student much greater flexibility with their personal schedules. continue reading »

There are not only a lot of vacancies for nurses but the variety of jobs available continue to increase. Thinking of being a health care professional? How about nursing? This can be a very rewarding job, both in the monetary and mental sense. Nurse salaries remain high, given the shortage of registered nurses in the united States. This article stakes a look at some rewarding possibilities for a nursing career.

Do you watch CSI? In each episode you will see nurses at work. There’s the forensic nurse who works with victims such as sexual assault cases, and analyses bodily evidence. If you enjoy interesting jobs, then being in forensics will test your nursing skills daily on the job. Definitely not for those who prefer more stable nurse jobs. continue reading »

As an attorney specializing in business organization, I have often been asked by my clients whether they should form an LLC or a corporation, specifically an S corporation. Well, that depends. In fact, it depends upon a lot. Most of my clients approach me already armed with the knowledge that either entity will generally shield them from personal liability for the acts and/or omissions of the business. However, relations between multiple owners, taxes and treatment of assets are just a few of the factors that will dictate which choice of entity is truly suitable for your business. By and large, there is no uniform “right” choice. A careful review of the details, strategies and goals of each business needs to be made before the entity is chosen.

There are, however, some basic similarities and differences between each entity. I have attempted to provide an overview of these key elements below. But please keep in mind, the information below, by itself, will not allow you to make a proper, informed choice of entity. This should always be done in conjunction with the assistance of your attorney and accountant.
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Medical coding can be defined as converting the physician or doctor?s notes into alphanumerical codes that explain the type of treatment that was provided to the patient. Insurance providers use these codes to compensate the patient and the physician or the hospital.

There are any medical coding consultants who offer their services, for a fee, on the Internet. Consultants also provide correct and accurate advice to healthcare providers. Usually a medical coding consulting firm also provides coders on call, which means that there is always a coder available for consultation round the clock.

Consultants help reduce staff salaries by outsourcing the coding process to the coder in call. Audit risk is also reduced by consulting firms because of the vast amount of experience that they possess in this field. Consultants also provide up-to-date information on the changes and advances made in this field thus keeping pace with the ever-changing technology in the field of allopathic medicine.
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A partnership agreement is made between two or more partners, who mutually agree to set-up a business or become a part of it after the business takes off. All the parties entering a partnership deed become the owners of the company, and hold the power of decision-making. The deed specifies the mode of profit sharing, disputes solving, admission of other partners into the company in future, and various other related issues. In a partnership business, the business and its owners are treated as the same entity by the law.

Partnership agreements are easy to establish, but need absolute adherence to tax rules from the owners’ side. Most people entering into partnership deeds are relatively new in business and lose the track of legalities that need to be fulfilled for a hassle-free operation of the firm. This article aims at educating such owners about some basic tax rules that must be adhered to avoid troubles for the firm and themselves in future. Whether the firm is a General Partnership firm, Limited Partnership firm, or a Joint Venture, adherence to tax rules is necessary. continue reading »

As with any field, there are good technical training schools, and bad ones. When you sign up with one of these schools, you’ve made a significant investment in time and money. You deserve to know everything about the school and your job prospects after leaving that school before you put down your hard-earned money. The problem is, sometimes it’s hard to know the right questions to ask.

The point of this article is not to bash technical training schools. That’s how I got my start in IT eight years ago, and today I’m a CCIE™ and own my own Cisco training company and my own consulting firm.

Before I ever put down the first dime, though, I asked some tough questions. So should you.

What are my true job prospects and legitimate salary levels after I graduate from your school?
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When I was a pharmaceutical drug sales representative, I remember that one of the doctors I called on had asked me how much money drug representatives make. When I told him the different salary ranges, he was very surprised, especially with what the high performers can make in this field.

The fact is that overall incomes of pharmaceutical drug sales representatives can come from a few different sources including base salary, sales bonuses and other benefits.

Base Salary

The main component of income for a drug representative of course is the base salary. The starting salary for recent university or college graduates with no prior experience in sales could be in the mid $30,000s to $40,000s range. Those with a few years of related work experience could negotiate to the higher end of this range.

Base salaries typically increase quite well with years of service to a pharmaceutical company. After several years, the base salary of a drug sales representative could be in the $50,000s to $70,000s range. Promotions to specialist hospital pharmaceutical sales positions will often result in an even higher range.
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