We all have a financial thermostat which is usually set at a comfortable temperature. Too low and we get cold, too high and we get hot and uncomfortable. In most cases, whether we experience a financial setback or windfall we will end up at the same basic temperature at some point. Our thermostat setting is usually passed on to us by our parents, friends and society - “Mom and Dad had their thermostat set at 70 degrees, and that felt pretty comfortable but maybe I’ll bump that up to 72.”

At typical salaries for professionals there’s not a lot of money left over at the end of the month after mortgage payments, property taxes, groceries, auto expenses, and costs of raising kids (for some) to name a few (okay throw a few lattes in there too). If you manage to put away a bit each month you are well ahead of the game. However, you’re also looking at 30+ years of more of the same to reach that elusive retirement goal (a whole other topic on its own). After seeing your paycheck size reduced significantly after deductions, year after year, and reading lots of books on the topic, you’ve probably realized that in order to shorten the time to retirement you need to do a couple of key things: continue reading »

Computer forensics is a fast-growing career field, offering immense potential for jobs in law enforcement, military, intelligence agencies, corporations, and businesses. The job opportunities are skyrocketing, commensurate with the rapid spurt in computer crimes.

Computer crimes, in the beginning, had only a sporadic occurrence. Now, it has become a fact of life that has to be dealt with by law enforcement agencies. As computer applications and the Internet have become inseparable parts of life, the instances of wrong-doing with the help of computers are the order of the day.

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You’re running the Country Division of a large multi-national business consultancy company. Your only service is a consultant’s time and expertise. These consultants have a business cost - their regular monthly salary. The income they generate is variable and depends on how much time they are billing versus being “on the bench”.

But management consultancy is a business like any other. Shareholders demand strong profitability. Management must listen and respond.

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As an attorney specializing in business organization, I have often been asked by my clients whether they should form an LLC or a corporation, specifically an S corporation. Well, that depends. In fact, it depends upon a lot. Most of my clients approach me already armed with the knowledge that either entity will generally shield them from personal liability for the acts and/or omissions of the business. However, relations between multiple owners, taxes and treatment of assets are just a few of the factors that will dictate which choice of entity is truly suitable for your business. By and large, there is no uniform “right” choice. A careful review of the details, strategies and goals of each business needs to be made before the entity is chosen.

There are, however, some basic similarities and differences between each entity. I have attempted to provide an overview of these key elements below. But please keep in mind, the information below, by itself, will not allow you to make a proper, informed choice of entity. This should always be done in conjunction with the assistance of your attorney and accountant.

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Are you looking for a new professional career earning good money working from home? One of the fastest growing stay at home jobs in America is a medical transcriptionist.

This profession has consistently been on the rise since the baby boomers are starting to dramatically increase the health care industry. In order to get become a medical transcriptionist, you must know somebody in the industry who will give you a chance, have previous experience, or receive some type of formal education. There are many alternatives to getting a good education, so make sure you do your research and find the

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A partnership agreement is made between two or more partners, who mutually agree to set-up a business or become a part of it after the business takes off. All the parties entering a partnership deed become the owners of the company, and hold the power of decision-making. The deed specifies the mode of profit sharing, disputes solving, admission of other partners into the company in future, and various other related issues. In a partnership business, the business and its owners are treated as the same entity by the law.

Partnership agreements are easy to establish, but need absolute adherence to tax rules from the owners’ side. Most people entering into partnership deeds are relatively new in business and lose the track of legalities that need to be fulfilled for a hassle-free operation of the firm. This article aims at educating such owners about some basic tax rules that must be adhered to avoid troubles for the firm and themselves in future. Whether the firm is a General Partnership firm, Limited Partnership firm, or a Joint Venture, adherence to tax rules is necessary.

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Young people in the workplace sometimes have different values and priorities than the older generation. They value time, technology and loyalty in different ways.

I am providing leadership consulting and executive coaching for the senior leadership team of a San Francisco Bay Area company. The CEO hopes to sell the company in the next one to three years. He has been totally transparent in sharing this information with his young workforce. He has little fear of his people leaving because they love his leadership and are steadfastly loyal to him.

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Image consultants have some of the hottest jobs in the business world today, thanks to the world of television and shows like Extreme Makeover, Queer Eye for Straight Guy, What to Wear and What Not to Wear. Image consultants give advice to other clients advising them on their style and help them to achieve their wishes - whether it’s a new job, or simply boosting their self-esteem. In making people look good, image consultants offer services such as:

Makeover Consultant or Image Analysis

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